by German Lopez
Individuals’ premiums will rise, but tax credits will more than make up for the increase
The Affordable Care Act (“Obamacare”) will lead to an
increase in Ohio’s raw health care premiums, but the increase will be
more than offset by the law’s tax credits, according to an Aug. 29 study from the RAND Corporation, a reputable think tank.
Specifically, health care premiums will rise to an average
of $5,312 under Obamacare in 2016. Without the law, premiums would
reach an average of $3,973 that year.
But when Obamacare’s tax credits are plugged in, the
average Ohio individual will only pay a premium of $3,131 — $842 less
than an individual Ohioan would pay without the law.
The tax credits will be available to individuals between 100 percent ($11,490 in annual income) and 400 percent of the federal poverty level ($45,960 in annual income). The subsidies will be smaller for
higher income levels, and the raw premium will vary depending on the insurance plan, so the premium and subsidy numbers don’t apply perfectly across the board.
The numbers also only apply to Ohioans in the individual
health insurance market. Under Obamacare, individuals will be able to
enroll for health insurance through an online marketplace. The majority of Americans who get health insurance through their
employers or public programs fall under different rules and regulations.
Obamacare will help more non-elderly Ohioans get health insurance. Without the law, 14.9 percent of
non-elderly individuals would lack insurance. With the law, only 6.2
percent will go without insurance.
RAND attributes the difference in insurance rates to tax credits, which make health insurance more affordable, and the individual
mandate, which requires certain Americans buy health insurance or pay a fine.
The numbers are good news for Obamacare, which needs a certain amount of young adults to enroll to avoid causing health care costs to skyrocket. Federal officials
say they expect to enroll 7 million people through individual
marketplaces, but 2.7 million must be young adults. That’s because
young adults tend to be healthier, which will help balance out sicker, older
people flowing into health care plans.
The online marketplaces are supposed to open enrollment on Oct. 1. The actual plans will go into effect on Jan. 1.
by German Lopez
Posted In: News
at 03:50 PM | Permalink
Food stamp program losing temporary funding boost
With a temporary boost to the federal food stamp program
coming to an end this November, more than 1.8 million Ohioans — 16 percent of the state’s population — will receive significantly less food aid, according to an Aug. 2
report from the Center on Budget and Policy Priorities (CBPP).
The report calculates that the cut is the equivalent to
taking away 21 meals per month for a family of four. After the cut,
the food stamp program will provide each person with less than $1.40 per meal,
according to CBPP’s calculations.
Citing research from the USDA that shows many low-income
families still fail to meet basic standards for food security, CBPP says
the cuts will hit families that arguably need more, not less, help:
“Given this research and the growing awareness of the inadequacy of the
current SNAP (Supplemental Nutrition Assistance Program) benefit
allotments, we can reasonably assume that a reduction in SNAP benefit
levels of this size will significantly increase the number of poor
households that have difficulty affording adequate food this fall.”
Although the federal food stamp program has been cut
before, it’s never been cut to this extent, according to CBPP. “There
have been some cuts in specific states, but these cuts have not
typically been as large or affected as many people as what will occur
this November,” the report reads.
The reductions could also have a broader economic impact:
Every $1 increase in food aid generates about $1.70 in economic
activity, according to progressive think tank Policy Matters Ohio.
“Ohio’s foodbanks and hunger charities cannot respond to
increasing hunger on their own,” said Lisa Hamler-Fugitt, executive
director of the Ohio Association of Foodbanks, in a statement released
by Policy Matters. “SNAP takes Ohioans out of our food pantry lines and
puts them into grocery store checkout lines. It provides supplemental
food to the most vulnerable among us. Now is not the time to further
reduce this already modest assistance to struggling families.”
About 48 percent of Cincinnati children are in poverty, according to a 2011 study from the National Center for Children in Poverty. Despite that, city funding to human services that benefits low-income families has been cut throughout the past decade. CityBeat covered that issue in greater detail here.
The cut to the federal food stamp program kicks in
automatically in November instead of the original April 2014 sunset date
as a result of laws passed in 2010 by President Barack Obama and
Congress. Obama and congressional Democrats are now urging legislation
that would remedy the situation, but it’s unlikely anything will pass
the gridlocked Congress.
Republicans are preparing a bill that would further cut
the food stamp program, which they see as too generous and expensive.
From Fox News:
“Reps. Marlin Stutzman of Indiana and Kristi Noem of South Dakota, two
Republicans who helped design the bill, said the legislation would find
the savings by tightening eligibility standards and imposing new work
requirements. It would also likely try to reduce the rolls by requiring
drug testing and barring convicted murderers, rapists and pedophiles
from receiving food stamps.”
0 Comments · Wednesday, June 26, 2013
The President confuses British chancellor with his favorite R&B singer, Macklemore & Ryan
Lewis unaware of Goodwill's latest "Thrift Shop"-jacking marketing campaign and Jay-Z will have to wait until real people buy his new album before it can become a million-seller.
Drones to deliver beer at music fest, Jay-Z gets a presidential diss and Ghost B.C. release cheeky box-set
0 Comments · Wednesday, May 1, 2013
A South African music festival announced new "beer drone technology," whereby fans order by phone and have their order dropped from a drone above, will debut at August event. Plus, Jay-Z gets a mini-roast from the President at the White House Correspondents' Dinner and Swedish Doom Metal band Ghost B.C. treats fans to a sacrilicious new box set, complete with band-branded sex toys.
by German Lopez
Posted In: Economy
at 04:00 PM | Permalink
Cuts affecting education, housing, environment
Policy Matters Ohio released a report
Monday that gives a hint of how federal sequestration, a series of
across-the-board federal budget cuts that kicked in March 1, will affect
Ohio. The impact of sequestration is already being felt in various areas, including
education, housing and the environment.
In Cincinnati, the Cincinnati-Hamilton County Community
Action Agency plans to carry out $1 million in cuts by dropping 200 kids
from the Head Start program, which helps low-income families get their
children into preschool and other early education programs.
Cuts will be spread out all around the state, leading to
cuts in tax incentives for renewable energy and energy efficiency,
reduced research programs at major universities and the elimination of
military jet flyovers at certain events.
Wendy Patton, a senior project director at Policy Matters, says the cuts are only the beginning.
“We’re just seeing the tip of the iceberg now,” Patton
says, citing cuts in Chillicothe that will force the Chillicothe
Metropolitan Housing Authority to serve 47 less families through the
housing voucher program. “We will see this kind of information come out
across Ohio’s 88 counties as the months roll by.”
In February, the White House outlined how sequestration
cuts will affect Ohio in its efforts to convince Congress to stop the
cuts. The White House estimated about 26,000 civilian defense department
employees would have to be furloughed, nearly $6.9 million in funding
to clean air and water would have to be cut and 350 teacher and aide
jobs would be put at risk, among other cuts.
Even the unemployed will be hurt through cuts to
unemployment insurance benefits — bad news in an
already weak economy. In Ohio, about $5.3 million in federal grant money
going toward unemployment insurance will be cut in a way that particularly affects the long-term unemployed, according to Pew Charitable Trusts.
“We already have a problem with the long-term unemployed,”
says Zach Schiller, research director at Policy Matters. “This just
makes it worse for these folks.”An analysis from The Washington Post found employers often discriminate against anyone who has been unemployed for a considerable time during the hiring process.
1 Comment · Wednesday, April 10, 2013
Attorney General Mike DeWine says Obamacare infringes on religious liberty, but Republicans just want special economic rules for religious institutions.
by German Lopez
DeWine says DACA recipients should be eligible to obtain driver's licenses
The Ohio Bureau of Motor Vehicles has been reviewing its
driver’s license policy for the children of illegal immigrants for nearly
two months now, but if it was up to Attorney General Mike DeWine, those
people would already be eligible for driver’s licenses.
In a letter to the Latino Affairs Commission dated to March 19,
DeWine wrote, “It appears that the BMV would have to accept driver’s
license applications from individuals that fall under the Deferred
Action for Childhood Arrivals (DACA) initiative because they can provide
all of the information necessary.”
DACA is an executive order signed by President Barack
Obama that allows the children of illegal immigrants to qualify for a
social security number and work permit. According to DeWine, that should
be enough to qualify for an Ohio driver’s license: “With these
documents and any other documents normally required by the BMV, an
individual can provide the BMV with the information necessary to receive
a driver’s license.”
The BMV has been reviewing its driver’s license policy for DACA recipients for nearly two months. A previous CityBeat report
found the BMV is granting driver’s licenses to some of the children of
illegal immigrants, but what qualifies a few and disqualifies others is
DeWine’s letter is not legally binding, but since it’s
coming from the state’s top legal adviser, it could put
pressure on the BMV’s legal team as it continues reviewing the Ohio’s driver’s
“I encourage any citizen who is concerned about a law or
policy to contact their legislators and voice that concern,” DeWine
wrote. “As Attorney General, I do not have the authority to introduce or
vote on legislation.”
CityBeat originally broke the story regarding the
BMV policy through the story of Ever Portillo, who was not able to receive a driver’s license despite being a DACA recipient (“Not Legal Enough,” issue of Feb. 6).
CityBeat later heard stories and received documents showing what seemed to be internal confusion and conflict about the policy at the BMV. Between January and February, there was a
noticeable shift in the BMV’s messaging from flat-out barring DACA
recipients from obtaining driver’s licenses to reviewing the entire
process — a change that might be attributable to the barrage of statewide media coverage on the issue after CityBeat's coverage.
2 Comments · Wednesday, February 27, 2013
Washington, D.C., is once again on the
verge of another manufactured crisis. On March 1, the sequester, a
series of mandated spending cuts, is set to kick in, threatening the
country with another round of austerity measures that will cut jobs and
bring down an already-fragile economy.
by German Lopez
Federal cuts will hurt Ohio, casino revitalizes neighborhood, danger at private prison
The White House released a list
of what cuts will be made in Ohio as part of mandatory spending cuts
set to kick in March 1, which are widely known as the sequester. Among other
changes, 26,000 civilian defense employees would be furloughed, 350
teacher and aide jobs would be put at risk due to $25.1 million in
education cuts and $6.9 million for clean air and water enforcement would
be taken away. President Barack Obama and Democrats have pushed to
replace the sequester with a plan that contains tax changes and budget
cuts, but they’ve failed to reach a compromise with Republicans, who
insist on a plan that only includes spending cuts.
Community Council President David White told WVXU that the
streets and sidewalks of the long-neglected neighborhood of Pendleton
were previously crumbling, but the Horseshoe Casino’s development has helped transform the area.
With Tax Increment Financing (TIF) funds, the city has budgeted $6
million in neighborhood development that has led to new trees, expanded
sidewalks and the potential for further developments that will appeal to
A surprise inspection
of the private prison owned by Corrections Corporation of America (CCA)
on Feb. 22 revealed higher levels of violence, inadequate staff, high
presence of gang activity, illegal substance use, frequent extortion and
theft, according to the report from the Correctional Institution
Inspection Committee (CIIC), Ohio’s nonpartisan prison watchdog. The
CIIC report found enormous increases in violence, with a 187.5-percent
increase in inmate-on-inmate violence and 305.9-percent in
inmate-on-staff violence between 2010 and 2012. Many of the problems are
being brought on by inadequate staff, according to the report. The
findings echo much of what privatization critics have been warning about
ever since Gov. John Kasich announced his plans to privatize the state
prison in 2011, which CityBeat covered in-depth here.
Kasich has highlighted funding increases in the education plan in his 2014-2015 budget proposal, but the plan also includes looser requirements for Ohio’s schools.
The plan will remove the teacher salary schedule from law, which sets a
minimum for automatic teacher pay increases for years of service and
educational accomplishments, such as obtaining a master’s degree. It
would also change the minimum school year from 182 days to 920 hours for
elementary students and 1,050 for high school students, giving more
flexibility to schools. CityBeat took an in-depth look at the governor’s budget and some of its education changes here.
Ohio Democrats want to change how the state picks its watchdog.
The governor currently appoints someone to the inspector general
position, but Democrats argue a bipartisan panel should be in charge of
making the pick.
Mayor Mark Mallory is in Spain to meet with CAF, the
company constructing the cars for Cincinnati’s streetcar project. Streetcar opponents, including mayoral candidate John
Cranley, say the cars are being built too early, but the city says it needs the time to build the cars, test them, burn the tracks and
train staff in the cars’ use. CityBeat covered the streetcar and how it relates to the 2013 mayoral race here.
The amount of Ohio prisoners returning to prison after being released hit a new low of 28.7 percent in 2009.
The numbers, which are calculated over a three-year period, indicate an
optimistic trend for the state’s recidivism statistics even before Gov. John
Kasich’s sentencing reform laws were signed into law.
Cincinnati’s real estate brokers say the city manager’s parking plan will revitalize Downtown’s retail scene
by using funds from semi-privatizing Cincinnati’s parking assets to
renovate Tower Place Mall and build a 30-story apartment tower with a
parking garage and grocery store.
The University of Cincinnati was the second-best fundraiser in the state in the past year. On Feb. 20, UC announced it had met its $1 billion goal for its Proudly Cincinnati campaign.
On Saturday, Bradley Manning, the American citizen accused of leaking a
massive stash of diplomatic cables and military reports to WikiLeaks, went through his 1,000th day in U.S. custody without a trial.Popular Science has seven ways sitting is going to kill us all.
0 Comments · Wednesday, February 13, 2013
Here’s an unfortunate fact for journalism
teachers and angry website commenters all around the world: Reality
sometimes has a bias.