Ohioans who tried to obtain health insurance through HealthCare.gov, the online portal for Obamacare’s marketplaces, on its opening day likely ran into a few problems, ranging from delays to problems logging in.
Before logging in, participants typically go through a waiting period that can last up to a few minutes. During this time, a large message pops up that says, “Health Insurance Marketplace: Please wait. We have a lot of visitors on our site right now and we're working to make your experience here better. Please wait here until we send you to the login page. Thanks for your patience!”
Following the waiting period, logging in can become its own challenge. After entering a username and password, the screen often flashes a “Downstream Error,” occasionally joined with the incomprehensible code “E501.”
Even if someone manages to get through the issues and log in,
another error message can pop up that makes browsing insurance plans impossible.
The problems aren’t necessarily unexpected — new software often launches with glitches that are later patched up — and the U.S. Department of Health and Human Services (HHS) is asking participants to be patient.
“We’re building a complicated piece of technology, and hopefully you’ll give us the same slack you give Apple,” HHS Secretary Kathleen Sebelius told reporters at a Sept. 30 briefing.
Federal officials also caution that Oct. 1 is just one day of the six-month enrollment period, which will last through March. And even if someone did manage to sign up on the first day, none of the insurance plans begin coverage until Jan. 1.
Once the marketplaces do work correctly, officials promise that they will allow Cincinnatians to browse, compare and select from 46 different private insurance plans that range from a “bronze” plan that costs and covers the least to a “platinum” plan that costs and covers the most.
The plans’ raw premiums are also 16 percent lower than the federal government previously projected, according to the latest Congressional Budget Office numbers. An Ohio 27-year-old making $25,000 a year will be able to buy a “silver,” or middle-of-the-pack, plan for as low as $145 a month after tax credits, while an Ohio family of four making $50,000 a year will be able to pay $282 a month for a similar plan. Without the tax credits, the individual will pay $212 a month and the family of four will pay $768 a month.
Participants must make between 100 percent and 400 percent of the federal poverty level a year, or $11,490 to $45,960 in annual income for an individual, to be eligible for tax credits. Higher income levels will get smaller subsidies; lower income levels will get larger subsidies.
Anyone interested in the marketplaces can browse options and sign up online at HealthCare.gov, by phone at 800-318-2596 or in person at various locations, including community health centers and the Freestore Foodbank.
Updated: Added more details about tax subsidies in Ohio’s marketplaces.
Leslie Ghiz has angered some Occupy Cincinnati supporters by posting on her Facebook page the home and email address of one individual and the email address of another who criticized her for pressuring City Manager Milton Dohoney to kick the protesters out of the park. The two individuals wrote to Ghiz's campaign, according to Ghiz.
Here we go again.
After getting her marching orders from parent company executives, EnquirerPublisher Margaret Buchanan told newspaper employees that more layoffs would occur, probably this afternoon.
Reliable sources say between 15 and 18 people would be terminated from Greater Cincinnati's only remaining daily newspaper. Overall, about 2 percent of The Gannett Co.'s total workforce will be eliminated in the latest downsizing.
Actress and acclaimed rapper Natalie Portman played up her Cincinnati ties in a Wednesday appearance at the Obama campaign-sponsored Women’s Summit at Union Terminal.
The Academy Award-winner said her mother graduated from Walnut Hills High School and her grandfather — Art Stevens — grew Champion Windows in Cincinnati after starting as a door-to-door salesman.
“Because of that, I see President Obama’s support of small businesses as so crucial to our economy,” Portman said, adding that Obama has cut taxes for small businesses 82 times since taking office.
Portman said the Republican Party and their presidential ticket of Mitt Romney and Paul Ryan did not have the best interests of women at heart. She pointed to attacks on the Affordable Care Act’s mandates that insurers provide birth control to women and ensure preventative care such as mammogram screenings for breast cancer is covered, as well a bill sponsored by Ryan and embattled congressional candidate Rep. Todd Akin (R-MO) that would eliminate all abortion funding except for cases of “forcible rape.”
“We need to stand up for ourselves,” Portman told the packed auditorium that was crowded with an audience of mostly women. “Our mothers and our grandmothers made giant steps for us. We can’t go backwards. We need to go forwards.”
Portman was joined by Obama Campaign National Women’s Vote Director Kate Chapek, former Ohio first lady Frances Strickland, Ohio Rep. Alicia Reece and Obama campaign volunteer Mary Shelton.
An Ohio Romney rep said the campaign did not have a comment on the Women’s Summit, but is hosting a “Women for Mitt” call night featuring former Secretary of Labor Elaine Chao in Kenwood on Thursday.
“Ohio women believe in the Romney-Ryan path for America that will result in lower taxes, less spending, less government and more economic growth,” said a release from Romney’s campaign.
The Obama event on Wednesday catered to women, with Chapek telling the audience she knew how difficult it was for women to get there with jobs and the challenge of getting their kids to school. She framed women’s role in the election as a conversation.
“The conversation starts like this: women, turns out, we’re not a constituency,” Chapek said. “Who knew? Apparently Mitt Romney and Paul Ryan, because they don’t realize that women are actually a majority in this country.”
She told the women gathered to have conversations with their neighbors and friends and encourage them to volunteer at phone banks or knocking on doors.
Strickland talked about the need to reconcile qualities traditionally seen as masculine — like power — with those seen as feminine — like love.
She also took the opportunity to riff on a statement made by Ohio Gov. John Kasich, who said political wives were heroes because while they’re husbands were on stage in the limelight, they were at home doing things like laundry.
“I even did the laundry last night so I could come here today,” Strickland said. “Even (former Gov.) Ted does the laundry.”
Summit attendee Ray Boston, a 67-year-old retired writer for AT&T, said Natalie Portman’s presence caught his eye.
“I’m a celebrity photo enthusiast,” he said. “Nothing’s official until I’ve taken a picture of it.”
Boston said he didn’t vote in 2008, but felt the upcoming November election was too important to sit out. He said he was leaning toward voting for Obama and liked his health care overhaul, but was opposed to the president’s views on gay marriage for religious reasons.
Gwen McFarlin, who works in health care administration, said she was there to support President Obama. She supports his health care overhaul, but thinks it’s a first step to further changes.
She said she was encouraged by the diversity of the women in attendance.
“For me, I’m sure the women who are here represent all the world, not one issue,” she said. “We’re here as a group of women working to empower all the U.S. and the world.”
Chris Finney must be feeling rather schizophrenic lately.
The local attorney and arch-conservative activist is offering his services free of charge to the NAACP’s Cincinnati chapter, where he is chair of legal redress. His duties include assisting the chapter’s efforts at advancing the interests of the area’s African-American residents.
At the same time, Finney continues his legal work for ex-State Rep. Tom Brinkman Jr. and their political group, the Coalition Opposed to Additional Spending and Taxes (COAST). His latest effort there is a lawsuit trying to overturn the Ohio law prohibiting former state lawmakers from lobbying in Columbus for one year after they leave office.
A resident has filed a complaint with the city's Law Department, alleging that Christopher Smitherman’s dual role as a Cincinnati city councilman and president of the NAACP’s local chapter constitutes an abuse of corporate powers.
In his complaint, resident Casey Coston states that the NAACP’s status as a 501(c)(4) organization under the federal tax code allows it to lobby City Hall and participate in political campaigns and elections without jeopardizing its tax-exempt status. Such activities are a conflict of interest with Smitherman’s council duties, Coston alleges.
Now that the U.S. House of Representatives approved a health care reform bill by a 219-212 vote and the Senate appears likely to follow suit, the political wagons are circling in what’s sure to be some nasty congressional races this fall.
Republicans, however, shouldn’t expect to cruise to victory, and here’s why.
Residents who aren't interested in participating in the city's green aggregation efforts will be required to opt-out before the services are implemented. FES will notify all eligible customers and those who don't want to participate must reply to be opted out. There will be no cost to enroll in the FES program.
Despite rumors on state and national political blogs, Ohio Gov. Ted Strickland told a private gathering in Cincinnati this past weekend that he has no intention of picking State Rep. Jennifer Garrison as his running mate in 2010.